Laws And Regulations That Could Impact Your 2014 Insurance


Across the board, there have been new laws enacted in many states that could affect your 2014 auto insurance if you receive a ticket.

Understanding The New Driving Laws

It comes as no surprise that new driving laws are enacted each year. These new laws could have an impact on your 2014 auto insurance if you are not careful to obey them and receive a ticket.
Here is a sample of some of the various laws and regulations that could have an impact on auto insurance policies if they are not obeyed:

  • Illinois- In 2014, Illinois opted to join a growing list of states that bans the use of handheld phones while you are driving. The only exception to this rule, if you are using a hands-free device.
  • Illinois- More laws and regulations from Illinois that could affect 2014 auto insurance for drivers is one concerning people who owe the state toll authority more than $1,000 in fines, late fees, or tolls.
  • Colorado- Not only is Colorado taking advantage of one “green rush” but they are also taking advantage of green energy provided by electric cars. Starting in 2014, individuals that own electric cars will have to pay an extra $50 registration fee.
  • New Hampshire- Until this year, New Hampshire only required child-restraint systems for children under the age of 6. However, this year they changed that law to where children who are 7 years or younger must be safely in a booster seat.
  • Maine- Keeping in line with 47 other states, Maine recently added a check box for organ donation on drivers license applications in hopes that it will promote more people to donate.
  • Oregon- If you are going to be travelling through Oregon anytime soon, it is imperative to know that they recently passed a law to ban parents traveling with children in their car from smoking cigarettes while children are present.

Even if your state is not mentioned in these changes, it is necessary to keep an eye on local laws and regulations that could have an impact on auto insurance policies. There have been numerous changes elsewhere that could change your 2014 auto insurance. There is no reason that you should have to deal with an impact on auto insurance policies when it can be avoided.

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